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Pick individual account or business account based on which you have. Read and accept the Terms and Conditions. Fill in your account number, SSN, Birthdate and email address. Select SMS, Email or voice call to verify your identity. Type the verification code you receive into the browser. Create a username and password.

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A premium bank account is a type of account offering extra perks once you meet a minimum balance requirement. Photo credit: iStock/Charday Penn SoFi® Checking and Savings is offered through SoFi Bank, N.A. ©2023 SoFi Bank, N.A.

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The 8 month CD special interest rate is available in branch only. Please visit your local branch to open an account. 3 APY = Annual Percentage Yield. The certificate of deposit has a fixed rate until maturity. $500 minimum to open and earn the disclosed APY. APY assumes interest will remain on deposit until maturity.

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